While some brokers and lenders will tell you that “a loan is a loan,” the truth is that car loans are not a one-size-fits all product. It’s difficult for many consumers to comprehend this because loans look like commodity products. At the same time, some loans are overly complicated or charge unnecessarily high fees given […]
Archives for 2014
Surviving Christmas Without Credit Cards
When most people think about Christmas shopping, many of them plan to use their credit card in order to buy gifts for everyone on their list. But what if you could survive Christmas without using a credit card? It can be done easily and save you some stress when it comes to paying off that […]
Budget Now and Treat Yourself Later
It’s tough for women to save money, and it’s not because we’re addicted to iced lattes and shoe sales. Even though the wage gap is slowly but surely closing, women still earn $11,500 less a year than their male counterparts. That’s not exactly pocket change. The amount is so significant that women are struggling to […]
4 Ways You Can Bridge The Pay Gap
According to the White House, full-time working women earn on average 77% of the salary of their male counterparts. To earn the same annual salary as a man, a woman would need to work an extra three months. The gap is reducing, though, and there are some things that you can do to make sure that […]
7 Secrets to Help You Live Within Your Means
When you are financially responsible, you are living a life that is well within your means. This simply means that you are constantly making sure that your debts and expenses do not outweigh your income. However, many people quickly realise that this concept is often difficult to put into practice. Credit cards, loans and other […]